Private Money Nevada
Hard Money Loans Nevada:
Fix & Flip, Commercial & Rental Property Financing
Hard Money Loans Nevada – Fast Private Real Estate Financing
Get funded in 3-5 days with Nevada’s most trusted hard money lenders. Asset-based lending from 8% interest with up to 80% LTV for fix & flip, commercial, and rental properties.
Why Choose Hard Money Loans in Nevada?
Nevada’s booming real estate market demands fast, flexible financing solutions. Whether you’re flipping homes in Las Vegas, developing commercial properties in Reno, or investing in rental properties in Henderson, hard money loans provide the speed and flexibility traditional banks simply can’t match.
Fast Facts About Nevada Hard Money Lending:
- Average loan amount: $1,053,456
- Typical interest rates: 8% to 15%
- Funding timeline: 3 to 5 business days
- 268+ active lenders statewide
Nevada Hard Money Loan Benefits
Lightning-Fast Approvals
Skip the 30-60 day bank approval process. Our Nevada hard money lenders can approve your loan in 24 hours and fund within 3-5 days, helping you secure competitive properties before other investors.
Asset-Based Lending
Your property’s value matters more than your credit score. Hard money lenders focus on the after-repair value (ARV) and loan-to-value (LTV) ratio, making financing accessible even with past credit challenges.
Flexible Terms
Customize loan terms to match your investment strategy. From 6-month fix-and-flip projects to 24-month commercial developments, Nevada hard money loans adapt to your timeline.
Local Market Expertise
Nevada lenders understand the Silver State’s unique real estate landscape, from Las Vegas tourism properties to Reno’s growing tech sector and Northern Nevada’s industrial developments.
Types of Nevada Hard Money Loans
Fix & Flip Loans
Perfect for Nevada’s hot flipping market, especially in Las Vegas and Henderson. Get up to 80% of purchase price plus 100% of renovation costs.
Typical Terms:
- Loan-to-Value: Up to 80%
- Interest Rates: 8% – 12%
- Term Length: 6 – 12 months
- Funding Speed: 3 – 5 days
Bridge Loans
Short-term financing to bridge the gap between property acquisition and permanent financing or sale.
Construction Loans
Fund ground-up construction projects with experienced Nevada developers and contractors.
Commercial Hard Money Loans
Finance office buildings, retail centers, industrial properties, and multifamily developments across Nevada.
Ideal For:
- Office complexes in Las Vegas business district
- Retail properties near tourism corridors
- Industrial warehouses in Reno logistics hubs
- Apartment buildings statewide
Rental Property Loans
Acquire and renovate rental properties in Nevada’s growing rental markets, including vacation rentals near Lake Tahoe and Las Vegas Strip.
Las Vegas Metro Area
With a median home price of $495,000 and constant tourism driving rental demand, Las Vegas offers exceptional opportunities for real estate investors. Hard money loans help you capitalize on:
- Fix & flip projects in established neighborhoods
- Short-term rental properties near entertainment districts
- Commercial developments serving 40+ million annual visitors
Reno-Sparks Region
Northern Nevada’s tech boom and California migration create strong investment potential:
- Residential developments for California transplants
- Commercial properties supporting Tesla, Amazon, and other major employers
- Industrial facilities in growing logistics sector
Rural Nevada Opportunities
Nevada’s vast rural landscapes offer unique investment opportunities often overlooked by traditional lenders. Hard money loans provide the flexibility needed for these specialized projects:
- Mining-related commercial properties
- Agricultural land development
- Solar and renewable energy projects
Offering Rates Starts 8%
At Private Money Nevada, we specialize in Nevada hard money loans for real estate investors, funding commercial properties, multi-family residential investments, fix and flip projects, land development, and construction loans throughout Las Vegas, Reno, Henderson, and statewide markets.
How to Qualify for Nevada Hard Money Loans
Basic Requirements
- Property Value: Minimum $100,000
- Down Payment: Typically 20-30%
- Experience: Some lenders require 2+ completed projects
- Property Type: Non-owner occupied investment properties
Application Process
- Submit Application – Simple one-page application with basic property details
- Property Evaluation – Lender assesses current value and ARV potential
- Approval Decision – Receive approval within 24-48 hours
- Documentation – Minimal paperwork compared to traditional loans
- Funding – Close and receive funds in 3-5 business days
Required Documentation
- Property purchase contract or listing
- Renovation budget and timeline
- Basic financial information
- Proof of down payment funds
- Property insurance information
Nevada Hard Money Loan Costs
Interest Rates by Property Type
- Residential Fix & Flip: 8% – 12%
- Commercial Properties: 9% – 15%
- Construction Loans: 10% – 15%
- Bridge Loans: 8% – 13%
Additional Costs
- Origination Fees: 1% – 3% of loan amount
- Appraisal Costs: $500 – $1,500
- Title Insurance: Varies by property value
- Processing Fees: $500 – $1,000
Sample Loan Scenario
Las Vegas Fix & Flip Project:
- Property Purchase: $300,000
- Renovation Budget: $50,000
- After Repair Value: $450,000
- Loan Amount: $280,000 (80% of purchase + 100% renovation)
- Interest Rate: 10%
- Term: 8 months
- Monthly Payment: $2,333 (interest only)
- Total Interest Cost: $18,667
Sample Loan Scenario
Las Vegas Fix & Flip Project:
- Property Purchase: $300,000
- Renovation Budget: $50,000
- After Repair Value: $450,000
- Loan Amount: $280,000 (80% of purchase + 100% renovation)
- Interest Rate: 10%
- Term: 8 months
- Monthly Payment: $2,333 (interest only)
- Total Interest Cost: $18,667
Get in Touch with Nevada's Most Responsive Hard Money Lenders
Have a Nevada Real Estate Investment Question?
Get Expert Answers from Nevada’s Leading Hard Money Specialists
Whether you’re a seasoned Nevada real estate investor or exploring your first fix and flip project, our experienced team is here to help. We provide personalized guidance on hard money loans, bridge financing, DSCR loans, and construction funding across all Nevada markets.
Contact Information
Address: 6230 McLeod Dr. Suite 120, Las Vegas, Nevada 89120
Phone: (702) 205-7080
Email: funding@privatemoneynevada.com
Find trusted private money lenders offering fast approvals, competitive rates, and quick funding for Nevada investment properties, fix and flip projects, and commercial real estate throughout Las Vegas, Reno, and Henderson.
PRIVATE MONEY NEVADA
helping Nevada real estate investors achieve their investment goals