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Private Money Nevada

Nevada Hard Money Loans:
Transparent Pricing & Fast Funding

Maximize Your ROI with Competitive Rates from Nevada’s Trusted Private Money Lenders

Customized Loan Rates & Terms for Every Nevada Investor

Get clear, upfront interest rates and flexible terms tailored to your Nevada real estate deal. At Private Money Nevada, we offer competitive hard money loan rates in Las Vegas, Reno, Henderson and statewide, typically starting at 8%, with origination fees between 1–3 points, depending on the size, scope, and risk level of your project. Whether you’re financing a fix and flip in Las Vegas or a commercial development in Reno, our rate structures are competitive and investor-friendly.

Fee Transparency That Builds Trust

Know exactly what you’re paying, no hidden costs or surprises. We pride ourselves on full transparency, ideal for clients seeking Nevada real estate investor loans without hidden surprises.

Origination Fees: Typically 1–3 points depending on loan type and leverage
Prepayment Options: No penalty option on most short-term loans (up to ~24 months)
Draw & Inspection Fees: Clear pricing for construction draw services
Appraisal Costs: $500 – $1,500 depending on property type

Everything is laid out in your agreement before you sign, so you can plan confidently.

$100K to $25MM+ | 3-5 DAY CLOSINGS | NO PREPAYMENT PENALTY | INTEREST ONLY

COMMERCIAL
REAL ESTATE

MULTIFAMILY
RESIDENTIAL

SINGLE FAMILY
RESIDENTIAL

LAND
DEVELOPMENT

Property Types Considered

Industrial, Office, Retail, Mixed Use, Hotels, Warehouses, Self-Storage, Cannabis Properties Apartments, Condominiums, Townhomes (5+ Units) Non-Owner Occupied SFR (1-10 Units), Fix & Flip Raw Land, Development, Solar Projects (Plots of 1-500 acres)

Loan Purpose

  • Acquisition
  • Refinance
  • Cash-Out
  • Bridge Financing
  • Development
  • Acquisition
  • Refinance
  • Cash-Out
  • Value-Add Projects
  • Purchase
  • Rehab
  • Refinance
  • BRRRR Strategy
  • Acquisition
  • Development
  • Infrastructure
  • Pre-Development

Loan Amount

$500K to $25MM $500K to $25MM $100K to $5MM $250K to $25MM

Term

6 to 36 Months* 6 to 36 Months* 6 to 36 Months* 6 to 36 Months*

Interest Rates & Fees

8% 8% 8% 8%
*Terms longer than 12 months may be subject to index based rate adjustments

Nevada Market Rate Innovation

Reno arch – Biggest Little City sign promotes Nevada hard‑money loan market innovation

Competitive Advantages for Nevada Investors

  • Lower rates for experienced flippers with 3+ completed Nevada projects
  • Rate adjustments based on project timelines and property condition
  • Specialized terms for Las Vegas tourism properties, Reno tech corridor investments, and rural Nevada developments
  • Portfolio discounts for investors funding multiple properties

Nevada-Specific Loan Features

  • Tourism Property Financing – Short-term rental properties near Las Vegas Strip and Lake Tahoe
  • Mining & Energy Projects – Specialized lending for Nevada’s resource extraction and solar industries
  • California Overflow Markets – Properties benefiting from California migration trends
  • Data Center & Tech Financing – Commercial properties supporting Nevada’s growing tech sector

Why Choose Nevada Hard Money Loans?

Backed by Local Expertise & Reliable Terms

Count on seasoned insights and consistent pricing practices. With extensive Nevada market experience, we’re the private money lender Nevada real estate investors trust.

  • Familiarity with Nevada-specific zoning, permitting & development regulations
  • Terms that reflect local market conditions and realistic project timelines
  • Local points of contact who understand Las Vegas, Reno, and rural Nevada markets
  • Gaming & Tourism Industry Knowledge for properties serving Nevada’s hospitality sector

Nevada Market Advantages

  • No State Income Tax – Maximize your real estate investment profits
  • Business-Friendly Environment – Streamlined regulations and development processes
  • Strategic Location – Access to California markets and logistics corridors
  • Diverse Economy – Tourism, mining, tech, and renewable energy sectors
  • Population Growth – Consistent demand from California migration and job growth

Interest Rate Factors

Factors That Improve Your Rate

  • Experience Level: 3+ completed Nevada projects
  • Property Condition: Move-in ready vs. extensive renovation needed
  • Loan-to-Value: Lower LTV ratios qualify for better rates
  • Project Timeline: Shorter projects often receive preferential pricing
  • Relationship History: Repeat borrowers receive loyalty discounts

Property Types & Rate Ranges

  • Single Family Fix & Flip: 8% – 11%
  • Multifamily Value-Add: 8.5% – 11.5%
  • Commercial Acquisition: 9% – 12%
  • Construction & Development: 10% – 15%
  • Land & Pre-Development: 11% – 15%

Ready to Fund Your Next Nevada Real Estate Investment?

Fast Nevada Funding Process

3-5 Day Closing Timeline

  • Day 1: Application submitted with property details
  • Day 2: Property evaluation and initial approval
  • Day 3: Final underwriting and loan documents preparation
  • Day 4: Document review and signing
  • Day 5: Funding and closing

Required Documentation

  • Property Information: Purchase contract or property details
  • Financial Documentation: Bank statements and income verification
  • Project Plans: Renovation scope and timeline (if applicable)
  • Insurance: Property insurance quotes or existing coverage
  • Down Payment: Proof of funds for required equity contribution

Nevada Lending Areas

Primary Markets

  • Las Vegas Metro – Las Vegas, Henderson, North Las Vegas, Summerlin
  • Reno-Sparks – Reno, Sparks, Carson City
  • Lake Tahoe – South Lake Tahoe, Incline Village

Secondary Markets

  • Northern Nevada – Elko, Ely, Winnemucca
  • Rural Nevada – Mining communities and agricultural areas
  • Interstate Corridors – Properties along I-80 and I-15
Nevada lending areas – aerial view of Las Vegas suburbs with mountain backdrop

Get in Touch with Nevada's Most Responsive Hard Money Lenders

Have a Nevada Real Estate Investment Question?

Get Expert Answers from Nevada’s Leading Hard Money Specialists
Whether you’re a seasoned Nevada real estate investor or exploring your first fix and flip project, our experienced team is here to help. We provide personalized guidance on hard money loans, bridge financing, DSCR loans, and construction funding across all Nevada markets.

Contact Information

Address: 6230 McLeod Dr. Suite 120, Las Vegas, Nevada 89120
Phone: (702) 205-7080
Email: funding@privatemoneynevada.com

Get in Touch

Name

Find trusted private money lenders offering fast approvals, competitive rates, and quick funding for Nevada investment properties, fix and flip projects, and commercial real estate throughout Las Vegas, Reno, and Henderson.

PRIVATE MONEY NEVADA

helping Nevada real estate investors achieve their investment goals

Private Money Nevada

6230 McLeod Dr. Suite 120, Las Vegas, Nevada 89120

Phone: (702) 205-7080

Email: funding@privatemoneynevada.com