Understanding Loan Terms and Structures in Private Lending

Private Money Nevada Understanding Loan Terms and Structures in Private Lending Loan-to-Value (LTV) Ratios Loan-to-value ratios determine how much a lender is willing to finance based on a property’s value. In hard money lending and private money lending, LTV ratios...

Bridge Loans: Bridging the Gap in Real Estate

Private Money Nevada Bridge Loans: Bridging the Gap in Real Estate Filling the Financing Gap Real estate deals often hinge on timing. A bridge loan provides short‑term capital when you need to act fast but haven’t secured permanent financing. In Nevada, where...

Construction and Development Loans in Nevada

Private Money Nevada Construction and Development Loans in Nevada Differentiating Between Rehab and Construction Financing While a rehab loan funds improvements on an existing structure, construction loans finance building projects from the ground up. These projects...

Fix‑and‑Flip Financing: Leveraging Hard and Private Money

Private Money Nevada Fix‑and‑Flip Financing: Leveraging Hard and Private Money Sourcing the Right Properties Finding a profitable fix‑and‑flip starts with sourcing distressed properties at the right price. In Nevada, these opportunities come from foreclosure auctions,...

Decoding Interest Rates and Fees on Hard Money Loans

Private Money Nevada Understanding Hard Money Loans in Nevada The Anatomy of Hard Money Costs Interest rates on hard money loans in Nevada typically range from 8 to 15 percent. Points—an upfront fee paid at closing—usually fall between 1 and 4 percent of the loan...

Loan Requirements and Qualifications for Private Lending

Private Money Nevada Loan Requirements and Qualifications for Private Lending Equity: The Core Requirement The cornerstone of any hard money loan or private money loan is equity. Lenders want to ensure there is enough cushion should the borrower default. This buffer...